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Tax debt

A payment you can make, in writing from the IRS

Payment plans and penalty relief, built from your real budget and seen through to the IRS's answer.

We start with what you owe for every year, then what you earn and spend each month, because the IRS will ask for both. From there we pick the request that fits: an installment agreement, a temporary hold on collection, or a request to drop penalties for a year you had good reason. If a levy or lien is already in place, we ask for it to be released as part of the same plan.

A man at a wooden desk by tall windows on a video call with a woman shown on his laptop screen

The fee

How the fee works for a payment plan

One fee for the whole plan, quoted in writing after we see what you owe.

  • Set per plan

    An installment agreement or a penalty relief request, for one person or a married couple filing jointly. The years owed and whether a levy has started shape the quote.

  • What it covers

    • Transcripts for every year owed

    • A monthly budget the IRS will accept

    • The request, prepared and filed

    • A release request for an existing levy

    • Follow-up until the IRS decides

  • Paying it

    Half when you sign the engagement letter and half when the matter closes, or split into monthly payments set out in the letter.

Not in the fee: an offer in compromise, which is quoted on its own after the review, IRS user fees, and the tax owed itself.

How it runs

From balance to agreement

  1. 01

    Step 1: A 20-minute call

    Tell us roughly what's owed and whether a levy has started. We give you the price.

  2. 02

    Step 2: Every year, every balance

    We pull your transcripts so the numbers are the IRS's own, not a guess.

  3. 03

    Step 3: Your budget, on paper

    We fill in the financial statement with you over video, line by line.

  4. 04

    Step 4: The request and the answer

    We file it, follow it, and send you the IRS's decision with what to do next.

Questions

Asked about IRS balances

Can you stop a levy on my paycheck?

Often, once a payment plan is in place or a hardship is shown. We ask for a release as part of the plan and tell you on the first call how likely it is.

Will the IRS take less than I owe?

Sometimes, through an offer in compromise, but only when your income and assets show you can't pay in full. We tell you after the review whether it's worth filing.

What if I haven't filed every year?

The IRS won't agree to a plan until missing returns are filed. We'll tell you which years and point you to a preparer.

Is the IRS asking for money you don't have?

Send us a line about it. We'll set up a short video call and give you the price in writing.